:root{--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light;--bg:#faf8f4;--surface:#fff;--ink:#141414;--muted:#6b6862;--faint:#9c978f;--line:#e9e4db;--navy:#092234;--gold:#c99a55;--gold-soft:#f4ecdf;--radius:20px;box-sizing:border-box;padding-top:env(safe-area-inset-top,0px);padding-bottom:env(safe-area-inset-bottom,0px)}html{scroll-padding-top:calc(84px + env(safe-area-inset-top,0px));scroll-behavior:smooth}*,:before,:after{box-sizing:border-box}body{background:var(--bg);color:var(--ink);text-wrap:pretty;font-family:var(--font-sans),-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;-webkit-font-smoothing:antialiased;margin:0;font-size:16px;line-height:1.55}.serif{font-family:var(--font-serif),Georgia,"Times New Roman",serif;letter-spacing:-.015em;font-weight:400}a{color:inherit}.wrap{max-width:1160px;margin:0 auto;padding:0 28px}header.top{top:env(safe-area-inset-top,0px);z-index:40;-webkit-backdrop-filter:blur(12px);background:#faf8f4e6;border-bottom:1px solid #0000;transition:border-color .2s;position:sticky}header.top.scrolled{border-bottom-color:var(--line)}.nav{justify-content:space-between;align-items:center;gap:24px;height:76px;display:flex}.logo img{width:auto;height:40px;display:block}.links{gap:28px;font-size:15px;display:flex}.links a{color:var(--muted);text-decoration:none}.links a:hover{color:var(--ink)}.nav-cta{align-items:center;gap:18px;display:flex}.signin{color:var(--muted);font-size:15px;text-decoration:none}.signin:hover{color:var(--ink)}.btn{min-height:52px;font:inherit;cursor:pointer;border:1.5px solid #0000;border-radius:999px;justify-content:center;align-items:center;gap:8px;padding:0 26px;font-size:16px;font-weight:500;text-decoration:none;transition:transform .15s,background .15s,border-color .15s;display:inline-flex}.btn:active{transform:scale(.98)}.btn.primary{background:var(--navy);color:#fff}.btn.primary:hover{background:#12344d}.btn.ghost{border-color:var(--line);color:var(--ink);background:0 0}.btn.ghost:hover{border-color:var(--ink)}.btn.sm{min-height:44px;padding:0 20px;font-size:15px}.btn.light{color:var(--navy);background:#fff}.btn.light:hover{background:#f2efe9}.btn.ghost.onDark{color:#fff;border-color:#ffffff59}.btn.ghost.onDark:hover{border-color:#fff}.hero{grid-template-columns:1.05fr .95fr;align-items:center;gap:56px;padding:64px 0 80px;display:grid}.eyebrow{color:var(--muted);align-items:center;gap:10px;margin:0 0 16px;font-size:14px;display:flex}.eyebrow:before{content:"";background:var(--gold);width:24px;height:2px}h1{margin:0 0 22px;font-size:clamp(44px,6.4vw,76px);line-height:1.02}h1 em{color:var(--navy);font-style:italic}.lede{color:var(--muted);max-width:46ch;margin:0 0 32px;font-size:19px}.btns{flex-wrap:wrap;gap:12px;display:flex}.hero-note{color:var(--faint);margin:18px 0 0;font-size:14px}.herocard{background:var(--surface);border-radius:28px;padding:28px 28px 22px;box-shadow:0 1px 2px #1414140a,0 18px 50px #14141412}.herocard h2{margin:0 0 4px;font-size:15px;font-weight:600}.herocard p{color:var(--muted);margin:0 0 16px;font-size:14px}.lg{color:var(--muted);flex-wrap:wrap;gap:6px 18px;margin-bottom:6px;font-size:13px;display:flex}.lg span{align-items:center;gap:8px;display:inline-flex}.lg i{border-top:3px solid var(--navy);width:22px;height:0;display:inline-block}.lg i.k2{border-top:2.5px dashed var(--faint)}.chart svg{width:100%;height:auto;display:block}.cap{color:var(--faint);margin-top:8px;font-size:12.5px}.trust{border-top:1px solid var(--line);border-bottom:1px solid var(--line);grid-template-columns:repeat(3,1fr);gap:20px;padding:28px 0;display:grid}.trust>div{align-items:flex-start;gap:12px;display:flex}.trust svg{fill:none;width:24px;height:24px;stroke:var(--gold);stroke-width:1.7px;stroke-linecap:round;stroke-linejoin:round;flex:none;margin-top:2px}.trust span{color:var(--muted);font-size:14px;line-height:1.4}.trust b{color:var(--ink);font-size:15px;font-weight:600;display:block}section.block{padding:96px 0}.sec-head{max-width:640px;margin-bottom:40px}.sec-head .eyebrow{margin-bottom:14px}.sec-head h2{margin:0 0 14px;font-size:clamp(32px,4.4vw,48px);line-height:1.08}.sec-head p{color:var(--muted);margin:0;font-size:18px}.problem{grid-template-columns:1fr 1fr;gap:16px;display:grid}.pcard{background:var(--surface);border-radius:var(--radius);padding:28px}.pcard .n{font-family:var(--font-serif),Georgia,serif;color:var(--gold);margin-bottom:14px;font-size:44px;line-height:1}.pcard h3{margin:0 0 6px;font-size:19px;font-weight:600}.pcard p{color:var(--muted);margin:0}.scenario{background:var(--surface);border-radius:28px;grid-template-columns:1fr 1.35fr;align-items:center;gap:40px;padding:32px;display:grid;box-shadow:0 1px 2px #1414140a,0 12px 40px #1414140f}.field{margin-bottom:20px}.field label{margin-bottom:8px;font-size:14px;font-weight:500;display:block}.money{position:relative}.money span{color:var(--muted);position:absolute;top:50%;left:16px;transform:translateY(-50%)}.money input{width:100%;font:inherit;border:1.5px solid var(--line);background:var(--bg);color:var(--ink);border-radius:14px;padding:13px 16px 13px 30px;font-size:17px}.money input:focus{border-color:var(--navy);background:#fff;outline:none}.yr{color:var(--muted);margin:0 0 4px;font-size:15px}.yr b{color:var(--ink);font-weight:600}input[type=range]{width:100%;accent-color:var(--navy);height:28px;margin:6px 0 22px}.payout{gap:12px;display:grid}.po{border-radius:16px;padding:16px 18px}.po.h{background:var(--gold-soft);box-shadow:inset 0 0 0 1.5px var(--gold)}.po.l{background:var(--bg)}.po small{color:var(--muted);margin-bottom:2px;font-size:13px;display:block}.po .serif{font-size:34px;line-height:1.1}.po.h .serif{color:var(--navy)}.po p{color:var(--muted);margin:4px 0 0;font-size:13.5px}.cards{grid-template-columns:repeat(2,1fr);gap:16px;margin-top:16px;display:grid}.card{background:var(--surface);border-radius:var(--radius);padding:22px}.card h3{letter-spacing:.04em;text-transform:uppercase;color:var(--faint);margin:0 0 14px;font-size:13px;font-weight:600}.cr{grid-template-columns:110px 1fr;align-items:baseline;gap:12px;display:grid}.cr+.cr{border-top:1px solid var(--line);margin-top:12px;padding-top:12px}.cr p{margin:0}.cr.you p{font-size:17px;font-weight:500;line-height:1.35}.cr.them p{color:var(--muted);font-size:15px;line-height:1.4}.tag{white-space:nowrap;border-radius:999px;justify-self:start;padding:3px 9px;font-size:11.5px;font-weight:600;position:relative;top:-1px}.you .tag{background:var(--gold-soft);color:var(--navy);border:1px solid var(--gold)}.them .tag{background:var(--bg);color:var(--muted);border:1px solid var(--line)}.steps{grid-template-columns:repeat(4,1fr);gap:20px;display:grid}.step{border-top:2px solid var(--ink);padding-top:22px}.step .n{font-family:var(--font-serif),Georgia,serif;color:var(--gold);margin-bottom:12px;font-size:40px;line-height:1}.step h3{margin:0 0 6px;font-size:18px;font-weight:600}.step p{color:var(--muted);margin:0;font-size:15px}.annual{background:var(--surface);border-radius:var(--radius);align-items:center;gap:16px;margin-top:28px;padding:22px 24px;display:flex}.annual svg{fill:none;width:28px;height:28px;stroke:var(--gold);stroke-width:1.7px;stroke-linecap:round;stroke-linejoin:round;flex:none}.annual p{color:var(--muted);margin:0}.annual b{color:var(--ink);font-weight:600}.extra{grid-template-columns:1fr 1fr;align-items:start;gap:48px;display:grid}.extra-cards{gap:12px;display:grid}.xc{background:var(--surface);border-radius:var(--radius);padding:22px 24px}.xc h3{margin:0 0 4px;font-size:17px;font-weight:600}.xc p{color:var(--muted);margin:0;font-size:15px}.brokers{background:var(--navy);color:#fff;border-radius:36px;grid-template-columns:1fr 1fr;align-items:center;gap:56px;padding:72px 64px;display:grid}.brokers .eyebrow{color:#ffffffb3}.brokers h2{margin:0 0 16px;font-size:clamp(32px,4.2vw,46px);line-height:1.08}.brokers>div>p{color:#ffffffbf;margin:0 0 28px;font-size:18px}.blist{gap:0;margin:0;padding:0;list-style:none;display:grid}.blist li{border-bottom:1px solid #ffffff24;grid-template-columns:34px 1fr;gap:12px;padding:18px 0;display:grid}.blist li:first-child{padding-top:0}.blist li:last-child{border-bottom:0;padding-bottom:0}.blist svg{fill:none;width:24px;height:24px;stroke:var(--gold);stroke-width:1.7px;stroke-linecap:round;stroke-linejoin:round;margin-top:2px}.blist b{font-size:17px;font-weight:600;display:block}.blist span{color:#ffffffb8;font-size:15px}.about{grid-template-columns:.9fr 1.1fr;align-items:start;gap:56px;display:grid}.about p{color:var(--muted);margin:0 0 16px;font-size:17px}.about .big{font-family:var(--font-serif),Georgia,serif;color:var(--ink);margin:0;font-size:clamp(26px,3vw,34px);line-height:1.25}.faq{max-width:800px}details{border-bottom:1px solid var(--line)}summary{cursor:pointer;padding:22px 44px 22px 0;font-size:18px;font-weight:500;list-style:none;position:relative}summary::-webkit-details-marker{display:none}summary:after{content:"";border-right:1.5px solid var(--ink);border-bottom:1.5px solid var(--ink);width:12px;height:12px;transition:transform .2s;position:absolute;top:50%;right:8px;transform:translateY(-70%)rotate(45deg)}details[open] summary:after{transform:translateY(-30%)rotate(-135deg)}details p{color:var(--muted);max-width:64ch;margin:0 0 22px}.closing{text-align:center;padding:104px 0 112px}.closing h2{max-width:16ch;margin:0 auto 16px;font-size:clamp(36px,5vw,58px);line-height:1.05}.closing p{color:var(--muted);max-width:44ch;margin:0 auto 32px;font-size:18px}.closing .btns{justify-content:center}footer{border-top:1px solid var(--line);color:var(--faint);padding:40px 0 48px;font-size:13px}.fgrid{flex-wrap:wrap;justify-content:space-between;gap:32px;margin-bottom:24px;display:flex}.fgrid .logo img{height:36px}.flinks{flex-wrap:wrap;gap:24px;font-size:14px;display:flex}.flinks a{color:var(--muted);text-decoration:none}.flinks a:hover{color:var(--ink)}footer p{max-width:880px;margin:0 0 8px}.sticky{display:none}@media (max-width:980px){.links{display:none}.hero{grid-template-columns:1fr;gap:40px;padding:36px 0 64px}.scenario{grid-template-columns:1fr;gap:24px;padding:24px}.steps{grid-template-columns:1fr 1fr}.extra,.about{grid-template-columns:1fr;gap:28px}.brokers{border-radius:28px;grid-template-columns:1fr;gap:36px;padding:48px 32px}}@media (max-width:640px){.wrap{padding:0 20px}.nav{height:64px}.logo img{height:32px}.signin{display:none}.problem,.cards,.steps,.trust{grid-template-columns:1fr}.cr{grid-template-columns:92px 1fr}section.block{padding:64px 0}.herocard{padding:22px 20px 18px}.closing{padding:72px 0 88px}.brokers{padding:40px 24px}.brokers .btn{width:100%}.sticky{z-index:30;padding:12px 16px calc(12px + env(safe-area-inset-bottom,0px));-webkit-backdrop-filter:blur(12px);border-top:1px solid var(--line);background:#faf8f4f0;gap:10px;display:flex;position:fixed;bottom:0;left:0;right:0}.sticky .btn{flex:1;min-height:50px}footer{padding-bottom:110px}}.legal{max-width:760px;padding-top:56px;padding-bottom:96px}.legal h1{margin:0 0 8px;font-size:clamp(40px,5.6vw,60px)}.legal .updated{color:var(--faint);margin:0 0 36px;font-size:14px}.legal h2{margin:44px 0 12px;font-size:clamp(24px,3vw,30px);line-height:1.15}.legal p,.legal li{color:var(--muted);font-size:16.5px}.legal p{margin:0 0 14px}.legal b{color:var(--ink);font-weight:600}.legal ul{margin:0 0 14px;padding-left:22px}.legal li{margin:0 0 8px}.legal .contact{color:var(--ink)}@media (max-width:640px){.legal{padding-top:32px;padding-bottom:64px}footer{padding-bottom:48px}}
